Tiered rate accounts pay more interest as your balance grows, but minimum balance rules and transaction limits can quietly eat into those gains if you're not careful.
Harvey Walker4 min read
High-yield savings accounts can pay many times the national average rate. Here's how they work, what you give up for the higher return, and how they stack up against CDs…
Bobby Ramos3 min read
Online banks pay more interest and charge fewer fees, but traditional banks still win on cash deposits and face to face service. Here's how to decide, or use both.
Harvey Walker4 min read
FDIC insurance protects up to $250,000 per depositor at member banks, but the rules around ownership categories and coverage limits catch plenty of savers off guard.
Harvey Walker3 min read
Chase Bank's CD rates swing from a rock bottom 0.01% to a featured 4.00% APY, but only checking customers get the higher numbers. Here's how the terms actually break down.
Eli Castillo1 min read
Credit union CDs often beat bank CDs on rate, but membership rules and terminology differ. Here's how share certificates and bank CDs really compare before you open one.
Eli Castillo2 min read
An FDIC insured account protects up to $250,000 per depositor per bank if your bank fails. Here's how the coverage works, what counts, and how to avoid losing protection.
Harvey Walker5 min read
Fixed rate CDs promise a locked in return for a set term, but that safety comes with tradeoffs around liquidity and inflation. Here's how they stack up against variable CDs…
Harvey Walker7 min read
The Fed held rates steady, but the top CD rate still climbed to 4.50% this month. Here's why bank competition, not the Fed, drives today's best deposit offers.
Eli Castillo4 min read
CD rates above 4% are still available even after the Fed's latest rate cut, but banks can pull these offers anytime. Here's how to compare terms before yields drift lower.
Harvey Walker4 min read