Analysis of inflation, interest rates, GDP trends, and other macro forces influencing business and investment decisions.
Foreign savings accounts can offer higher interest rates, but currency swings, conversion fees, and IRS reporting rules like the FBAR can quickly erase the appeal for U.S. savers.
Eli Castillo4 min read
Roth IRA CDs pair tax free growth with fixed, insured returns, but they come with tradeoffs. Here's how they work, who they suit, and how a CD ladder can help.
Harvey Walker4 min read
FedNow lets banks send money instantly, 24/7, but you can't sign up directly. Here's how it compares to ACH and Fedwire, what it costs, and what it means for your…
Harvey Walker3 min read
High-yield savings accounts can pay many times the national average rate. Here's how they work, what you give up for the higher return, and how they stack up against CDs…
Bobby Ramos3 min read
Top nationwide CD rates hit 4.25% APY this week, but with the Fed holding steady after six rate cuts, savers face a real question: lock in now or wait?
Bobby Ramos6 min read
First National Bank of America is paying 4.25% APY on a 10 year CD right now. Here's how the top five long term CD rates compare, along with penalties and…
Eli Castillo5 min read
Fixed rate CDs promise a locked in return for a set term, but that safety comes with tradeoffs around liquidity and inflation. Here's how they stack up against variable CDs…
Harvey Walker7 min read
The Fed held rates steady, but the top CD rate still climbed to 4.50% this month. Here's why bank competition, not the Fed, drives today's best deposit offers.
Eli Castillo4 min read
CD rates above 4% are still available even after the Fed's latest rate cut, but banks can pull these offers anytime. Here's how to compare terms before yields drift lower.
Harvey Walker4 min read
The Federal Reserve releases 2025 stress test results for 32 major U.S. banks Wednesday afternoon. With capital buffers frozen and Basel rules still pending, analysts expect measured buyback and dividend…
Harvey Walker3 min read