
Top CD Rate Rises as Fed Holds
The Fed held rates steady, but the top CD rate still climbed to 4.50% this month. Here's why bank competition, not the Fed, drives today's best deposit offers.
Analysis of inflation, interest rates, GDP trends, and other macro forces influencing business and investment decisions.

The Fed held rates steady, but the top CD rate still climbed to 4.50% this month. Here's why bank competition, not the Fed, drives today's best deposit offers.

CD rates above 4% are still available even after the Fed's latest rate cut, but banks can pull these offers anytime. Here's how to compare terms before yields drift lower.

The Federal Reserve releases 2025 stress test results for 32 major U.S. banks Wednesday afternoon. With capital buffers frozen and Basel rules still pending, analysts expect measured buyback and dividend…