
Best 6 Month CD Rates for June 2026: Up to 4.50 Percent
Nuvision Credit Union tops the list of 6 month CD rates at 4.50% APY, with more than a dozen nationwide banks and credit unions paying 4.10% or better right now.

Nuvision Credit Union tops the list of 6 month CD rates at 4.50% APY, with more than a dozen nationwide banks and credit unions paying 4.10% or better right now.

The Fed held rates steady, but the top CD rate still climbed to 4.50% this month. Here's why bank competition, not the Fed, drives today's best deposit offers.

CD rates above 4% are still available even after the Fed's latest rate cut, but banks can pull these offers anytime. Here's how to compare terms before yields drift lower.